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David, you know when it has gotten to be too much when you had written your posting above. Everyone has their "crash and burn" point. Some crash in 2 months, some crash in 5 years. And what if something happens to you? Your wife would probably be placed in a skilled nursing home.

Oh please call your State Medicaid office to see what is the process. What will be the issue with the house and your business. The surviving spouse is allowed to have assets that total a certain amount.

I will let others on the forum here fill in the blanks for me. Just wanted you to know there is help out there for you.
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